Arizona HVAC Pros
A grey outdoor HVAC unit mounted on a concrete pad beside the beige-sided exterior wall of a suburban house.

Heat pump vs Furnace in Santa Cruz County, Arizona

When a heat pump makes sense

If your home already heats with electricity, a heat pump fits right in and costs about 20% less to run than natural gas at Arizona prices. Winter nights here average 33°F, mild enough that a standard heat pump holds up fine, and it gives you cooling for the other six months as well. Look at a cold-climate model if you want more heating power in reserve on the coldest nights.

When a furnace makes sense

A furnace makes sense if your home already has gas line in place for it. Homes here only need heat about six months a year, so you would still want a separate system for cooling. It runs on natural gas and heats only, so weigh that against the lower running cost a heat pump offers at Arizona electricity prices.

When a heat pump makes sense

If your home already heats with electricity, a heat pump fits right in and costs about 20% less to run than natural gas at Arizona prices. Winter nights here average 33°F, mild enough that a standard heat pump holds up fine, and it gives you cooling for the other six months as well. Look at a cold-climate model if you want more heating power in reserve on the coldest nights.

When a furnace makes sense

A furnace makes sense if your home already has gas line in place for it. Homes here only need heat about six months a year, so you would still want a separate system for cooling. It runs on natural gas and heats only, so weigh that against the lower running cost a heat pump offers at Arizona electricity prices.

An outdoor heat pump unit mounted on a concrete pad beside a house with beige siding and a landscaped garden bed.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A bare concrete basement containing a gray gas furnace with metal ductwork and a vertical flue pipe, lit by a single hanging bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Heat pump wins in Santa Cruz County.

It costs about 20% less to run here, and with winters this mild it won't struggle to keep up.

About 20% lessto heat with a heat pump than with natural gas, at Arizona prices
33°Faverage winter low
26%of homes here heat with gas

If your home already has a gas line and you would rather not add electric heating equipment into the mix, a furnace is still a solid choice.

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Compared onHeat pumpFurnace
Cost to run hereAbout 20% less to runCosts more to run
What it doesHeats and coolsHeats only
Homes in the Mountain West that heat with one9.1%69.6%
Handles a 33°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your home already heats with electricity, a heat pump fits right in and costs about 20% less to run than natural gas at Arizona prices. Winter nights here average 33°F, mild enough that a standard heat pump holds up fine, and it gives you cooling for the other six months as well. Look at a cold-climate model if you want more heating power in reserve on the coldest nights.

When a furnace makes sense

A furnace makes sense if your home already has gas line in place for it. Homes here only need heat about six months a year, so you would still want a separate system for cooling. It runs on natural gas and heats only, so weigh that against the lower running cost a heat pump offers at Arizona electricity prices.

A Santa Cruz County contractor will price both against your own house, your ductwork and your panel.

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